Walter & Shuffain - Certified Public Accountants & Business Advisors

Financial Planning Services

Maybe you're saving to buy your first home. Or considering purchasing a larger one. Do you dream of starting your own business? Do you have concerns about paying for your child's college education or whether your pension plan and Social Security will be enough to maintain your standard of living after retirement?  Or do you think saving for the future is impossible because you're living paycheck to paycheck?

If any of these questions have you nodding, the personal financial planning team with Walter & Shuffain is the answer. The personal financial planning team at W&S will help you clearly define your goals and realize exactly what’s necessary to turn your dreams into reality.

Personal financial planning is a process, not a product. It is an organized, well-planned system of using money and financial resources to maximize wealth and achieve short- and long-term goals. With a proven history in financial planning, investments and retirement plans, the team at W&S will create a customized solution designed to ensure you reach your goals.

Our financial planning services include:

  • Cash flow & budgeting analysis
  • Tax preparation & IRS representation
  • Business consulting & succession planning
  • Estate planning & trust tax preparation
  • Investment review
  • Pension & profit sharing plans
  • Asset protection
  • Tax planning & services
  • Business entity selection
  • Debt & financing services
  • Management advisory services
  • Retirement planning

Education Planning

At W&S, we understand that you want the best for your children. With college tuition increasing each year, making sure you have sufficient financial resources can present a real challenge. Allowing us to address this challenge today means you won’t be worrying when it’s time to start filling out college applications.

Proper planning can put the cost of any college within your reach. The team at W&S will help you choose the right plan, one with the appropriate tax benefits and financial objectives, that will secure your child's educational future. Our advisors will help you understand the many benefits of education planning including: account control, automatic asset building, tax-free growth potential, high contribution limits and varied investment options.

There are a variety of ways to save for your child’s education and, with available plans varying from state to state, it can be confusing. Our team of expert advisors will cut through the confusion and make sure you select the right plan for your family’s goals. 

Possible options include:

  • 529 savings plans
  • Education IRAs
  • Custodial accounts: 
  • Uniform Gift to Minors Act 
  • Uniform Transfer to Minors Act

Contact us for more information about W&S’s financial planning services.